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soft heart hard headed

May 8, 2007

I would consider this day as my most unforgetable…saddest day..depressed….down part of my life..I never thought it would reach to this point..Im blaming it all to my stupid SELF..Long before this thing happened my ex husband kept on telling me to check all my bills especially my credit card and, but i've been very good and i have a soft heart with my friends…untill such time this friend of mine was asking to have my card swipe on her item and she promise to pay before the bill would arrieve…we kept on doing that almost every month..she usually pay before the due date..untill such time she earned my full trust..

she had been swipping expenssive items…that it reached to 29 thousand……..and after that she disappeared like bubble!That happend last year a month before Christmas.. I've been contacting her and telling her about the interest… She have to pay ASAP before it might be doubled.. She promised to pay..and explained that her bussiness was'nt doing well….had sleepless nights that time..wanted to pay for it first but i just cant cause i dont hve that amount for that….because of her i have'nt use my card due to the unpaid credits she made… untill it reached to the point that the bank kept on calling me to my my debt… I've been ignoring it cause its hard to look for a solution for things i have'nt done(my only mistake i made was allowing her to swap her items…and now the amount has reached to 44T…. Where the hell would i get for that amount?????!!!! i recieved a letter just this morning asking me to see there lawyer and asking me to pay ASAP or else they will file a case and the higher would be the interest, including the lawyer's fee….i wanted to cry but the tears did'nt drop… I've been calling my friend but her phone was off…i I dont know what to do know…Im  planning to asked help from my parents tomorrow..I just hope they will allow me to borrow with that amount…this IS the greatest LESSON learned for me with regards to friends/lovers/anyone..NOT to trust especially if it involves MONEY! poor me to be facing this thing…i hope i wont be block listed with that bank as soon as i pay that amount…

Posted by sedate at 1:15 am | permalink

Previous Comments

Oh my GOD… I wish I could help you with you’re problem… If and only if I have that surmountable amount of money, I would’ve let you borrow it, but reality bites, I don’t… I’m really sorry for what happened and I hope that all will end well especially your friendship with her… Always keep the faith, nothing is impossible from up above!!! This is just one of those major spice of your life… Kaya mo itong lampasan!!!

Posted by janus3185 at May 8, 2007, 2:38 am

Thank you Janus.. Na touched naman ako sa sinabi mo..kakayanin ko to…il ask help from my parents later….im sure il be hearing nice melody when i meet them.

Posted by sedate at May 8, 2007, 2:48 am

How many days/months past due is your card? Who called you, the bank or the legal agency? You can actually call the collections officer in the bank, not those from the agency and ask for a discount if you’re going to pay it in full. discount meaning, they could cut some of the interest that was incurred in your card.

Posted by larrybored at May 8, 2007, 8:33 am

aww… thats the saddest part when you trusted someone specially your friend but in the end they will stab you in the back…
thats why its hard to trust anyone, just like me I dont trust anyone, even my closest friend…ehehehe…(DTA)
Just like what janus said, kya mo yan lagpasan, just take it as a trial from God… =D

Posted by babyface at May 8, 2007, 1:45 pm

its the legal agency…il be going there in a while…i do hope that they would cut the interest..thanks for the info…how about my card..do you think they would stop me from using it after il pay in full? any idea?

Posted by sedate at May 8, 2007, 1:50 pm

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